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selling a home

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Mar 23rd 2011

The Long and Short on Short Sales

Posted By: Bryan Hammond In:  

What is a "Short Sale?"

A "Short Sale" is a transaction where the sales price for a property is less than the mortgage amount owed by the current homeowner and the lender or lenders agree to accept less than the mortgage amount.  In some cases, the differences in forgiven by the lender and in other cases the homeowner must make arrangements with the lender to settle the remainder of the debt.

What is a "Potential Short Sale?"

A "Potential Short Sale" is one where the listing agent reasonably believes the purchase price may not be enough to cover payment of all liens and costs of sale and the seller is unwilling or unable to bring sufficient liquid assets to the closing.

Why are Short...


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Jan 27th 2011

Buyers market yes but realistic expectations still apply.

Posted By: Bryan Hammond In:  

One thing I truly love about my career is the feeling of helping people realize their dream. Helping a seller so they can get on with life, whether its relocation, downsizing or moving up, we help make it possible.  Finding the house that quickens the pulse of an excited buyer and helping them navigate the process, using my experience to avoid the pitfalls , and protect my clients.  provide them with the information they need to make an informed decision!

Information is key and there is so much available to buyers and sellers today, much like WEBMD, you can browse the internet and find a wealth of information and make a diagnose with the information you find. The problem comes with perce...


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Oct 12th 2010

Foreclosures Being halted? Good for who?

Posted By: Bryan Hammond In:  

The big banks have decided under pressure to review documentation regarding foreclosures.

There may be a small percentage of the population that will applaud such an action.  But for the most part, this action will only further hurt the housing market, slow down recovery, and throw more doubt into any buyer’s minds that may be looking for a positive sign that it is OK to jump in and purchase the home they are considering.

The implications of Government using an election ploy to convince the general public that they really do care after all, rings hollow after two years of half hearted attempts to jump start the economy.

Politicians only know politics and their goal is simply reel...


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Aug 27th 2010

Is it time to Buy or sell?

Posted By: Bryan Hammond In:  

I hear from sellers everyday, they are considering moving up, scaling down or relocation and the question is always the same, is it a good time to make a move?  That really depends on your motivation! Why are you considering this move?  Job transfers are a fact of life and for there most part, we have very little choice in the matter. The Good news is that if you sell on a down market , you will most likely buying on a down market as well. Not a way to make a lot of extra cash at the moment but in these trying times, simply retaining any equity is a positive.

Maybe the current home is to big or expensive, it is still apples to apples! Selling on a down market means less in your pocket bu...


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Jun 30th 2010

Did your last Realtor meet your expectations?

Posted By: Bryan Hammond In:  

The listing on your home has expired and your home did not sell.  It is a difficult time right now and we want to take a few moments to explain how and why we are different.  

 

We understand that today’s market can be tough for sellers.  We understand that market values have dropped.  For home owners that are in a position that they must sell their home, this is a challenging time and can be very discouraging.  We understand the dynamics of what you are going through. 

 

That being said, you will notice that we take a different approach than most Realtors in listing properties.  Our focus in today’s conditions can be summed up in one word: “Proactive”.  We would like to talk to you, ...


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Jun 30th 2010

Ask the right price for your HOME!

Posted By: Bryan Hammond In:  

You are ready to sell your home...Now, how do you price it and why?

Many sellers like to price their home high with the expectation that they can always negotiate the price.

Seems like a good idea because it is a buyers market and you know that a full price offer is less likely!

Actually, overpricing your home in the beginning can hurt the bottom line when you do get that contract. The dangers are many, and short sited pricing will most likely back fire on you.

Your home may not be seen by that buyer that is in the market at the price point that you really should be at. Most buyers will look at homes that fit their budget, and Realtors will not want to show a home that is overpriced a...


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Jun 29th 2010

Why doesn't my home sell?

Posted By: Bryan Hammond In:  

It is time for you to sell your home and move on, whether it is for an upgrade, downsizing, that dream home, dream job, or whatever your motivation. You need to know that selling in a difficult market is a challenge that has to be met head on to be successful.

As a seller, you have to be painfully honest with yourself about the condition of your home and its value. You also will most likely need an experienced and dedicated professional to get it done. Your Realtor that you choose has to be honest with you about the market in your area and explain to you, in specific terms, what they are going to do to get your home noticed and show you a realistic price based on comparable sales of simi...


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